Home Ownership Education Program

We make sure first time home buyers are well prepared to achieve financial and home ownership goals.

Our Impact

819

Graduates of First Time Homebuyer Education

Our Program

The Community Development Partnership (CDP) offers a Homebuyer Education course for first-time buyers. This course provides information on budgeting, looking for, selecting, and purchasing a home, and local resources available to buyers. The program is being offered in a virtual workshop beginning in October 2023 to May 2024. There are 4 Virtual First Time Home Buyer Workshops (October 2023, December 2023, February 2024, April 2024). Each workshop has 4 classes, each running from 6:15 pm – 8:30 pm for 8 hours.

We will also be offering four virtual Group Meetings for participants of the self-paced Framework online course in November 2023, January, March, and May 2024. Each session runs from 6 pm – 7 pm.

The Homebuyer Education Course has received the Massachusetts Homeownership Collaborative's "Seal of Approval” from the Citizens’ Housing and Planning Association (CHAPA). CHAPA certification is essential for potential first-time homebuyers to access affordable mortgage products such as those offered by MassHousing, Massachusetts Housing Partnership ("ONE" program), other municipal and government programs, and some commercial lenders, and down payment and closing cost assistance programs.

The course covers: credit health and budgeting; mortgage process and options; finding the right home and making an offer; appraisals; home inspection; legal procedures and protections; insurance protection; home energy audits and savings; ongoing homeownership. Participants must complete all course requirements listed below to receive an electronic Certificate of Completion. Certificates are active for two years. The course is open to any interested individual or household (2 people). Graduates are eligible for certain discounted mortgage products.

Course requirements:

  • Pay the program fee of $50 for individuals and $75 for households.
  • Have access to a computer with internet, camera, and microphone.
  • Pre-register for a Group Meeting before starting the online modules.
  • Complete all modules and achieve a final 80% or higher score.
  • Attend and participate in a Group Meeting.

When all requirements have been fulfilled, each graduate will be emailed a Certificate of Completion valid for two years.

Individual Counseling

Individual Counseling is available. Click here to learn more or email the Housing Counselor at pelinda@capecdp.org.

260 Cranberry Hwy, Unit 1, Orleans, MA 02653 508.240.7873 © 2024 Community Development Partnership|Privacy & Terms