Our Program
Home Ownership Education Program
The Community Development Partnership (CDP) offers a Homebuyer Education course for first-time buyers. This course provides information on budgeting, looking for, selecting, and purchasing a home, and local resources that may be available to buyers. The program is being offered in a virtual workshop beginning in October 2024 to June 2025. There are 5 Virtual First Time Home Buyer Workshops (October 2024, December 2024, February 2025, April 2025 and June 2025). Each workshop has 4 classes, each running from 5:30 pm – 8:00 pm for 8 hours.
We also are offering four in-person Group Meetings for participants of the self-paced Framework online course scheduled on the 4th Monday of the month in November 2024, January 2025, March 2025, and May 2025. Each session runs from 6 pm – 7 pm.
The Homebuyer Education Course has received the Massachusetts Homeownership Collaborative's "Seal of Approval” from the Citizens’ Housing and Planning Association (CHAPA). CHAPA certification is essential for potential first-time homebuyers to access affordable mortgage products such as those offered by MassHousing, Massachusetts Housing Partnership ("ONE" program), other municipal and government programs, and some commercial lenders, and down payment and closing cost assistance programs.
Topics Covered
The course covers: credit health and budgeting; mortgage process and options; finding the right home and making an offer; appraisals; home inspection; legal procedures and protections; insurance protection; home energy audits and savings; ongoing homeownership. Participants must complete all course requirements listed below to receive an electronic Certificate of Completion. Certificates are active for two years. The course is open to any interested individual or household (2 people).
Workshop Requirements
Pay the program fee of $50 for individuals and $75 for households.
Have access to a computer with internet, camera, and microphone.
Framework Self-paced Requirements
Complete all modules and achieve a final score of 80% or higher.
Pre-register for a Group Meeting before starting the online modules.
Attend and participate in Group Meeting.
Certificate of Completion
When all requirements have been fulfilled, each graduate will be emailed a Certificate of Completion, valid for two years.
Individual Counseling
Individual Counseling is available. Click here to learn more or email the Housing Counselor at pelinda@capecdp.org.
